By Dayana Yochim On 1:25 pm EDT, Fri. October nine, 2009 Hum up. Telling signs in your
credit score more home and automobile insurers depend on credit information as a predictor of future loss, using it to judge whether they can accept, cancel, or renew home and vehicle policies, and precisely what they will charge you for them. What's the linkage between credit and vehicle claims? Industry studies suggest that certain financial strikes -- like payment delinquencies, superb Visa card balances, collections, repos, and bankruptcies -- are linked to the chance of an individual filing a claim. People who have "no hits" on their credit record -- because they use money, not plastic, for purchases -- get squeezed because, in the eyes of the industry, they don't have any credit score. 